Health Insurance...or Not!

I think health care in Nevada is the worst that I've ever encountered. If I try to use the HMO tier of my plans, then it takes about 3 months to see a doctor. If I use the PPO tier, then I can't get any tests that I need. I finally saw a good doctor last weekend. And then, when she ordered a test, my insurance denied coverage. They will cover it if I wait until the end of January for an appointment with the HMO people. Luckily health care is really not time sensitive. Right?