I wanted to find a hand surgeon to cut off my finger bump. I'm still certain that if I could just get rid of the finger bump, all my problems would be solved. I was certain of this the last time they cut it off as well - but it came back!! So I looked at my health insurance company's website online to see if any of the hand surgeons that my doctor recommended were in network. Everything in-network is covered at 100% with no co-pay. None of the doctors that I searched came back in network (there were four of them.) So I just searched for hand surgeons in-network. And still...nothing.
So I broke down and called my insurance company. And quite unfortunately, I was informed that there were no hand surgeons in-network on my insurance plan at all. But, not to worry, I can go out-of-network, and then my costs will be covered at 80%. Because I can definitely spare 20% of $20,000 to have my finger bump removed. I mean, if it is going to solve ALL my problems.
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